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Women Live Longer than Men but Not Healthier, Elder Law Attorney, Woodstock, GA


A new study reveals that women can still expect to live longer than men on average. However, women suffer from more disabilities in those extra years.

For some time, estate planning for older married couples has been based in part on the assumption that the wife would outlive her husband. While it does not happen that way in every marriage, it was the expected norm.

Consequently, estate planning focused on ensuring that the husband’s estate was properly designed so the wife would have the necessary assets to support herself independently during the remaining active years of her life.

This was especially true for couples when the wife did not work outside the home.

New research reveals that the old assumption is no longer entirely accurate as UPI reports in “Study: Women live longer than men, but with more disabilities.”

Over the last few decades the average life expectancy of both men and women has increased. Male life expectancy has increased more than female life expectancy. In fact, men have caught up with women in the number of years they can expect to live active, independent lives.

Correspondingly, women who live longer than their male counterparts have an increased rate of disability that limits their activity and ability to live independently.

This study helps confirm the notion that medical science has achieved great strides in prolonging life, but preventing the disabling diseases and conditions that afflict the elderly has lagged behind.

If these trends continue, married couples may need to reconsider their retirement and estate planning assumptions.

Reference: UPI (March 18, 2016) “Study: Women live longer than men, but with more disabilities.”

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“On the threshold of retirement, we finally decided to quit thinking we could self-prepare the requisite documents. We had previously had only a very simple will. We needed the necessary legal (including updated will) & health care docs but didn’t want to deal with the time & complication of legalese. Cindy made the process relatively painless. She took the time to explain and answer questions without trying to upsell services. We were done in 2 meetings plus the reading of emailed drafts. In addition to preparing the documents, Nelson Eldercare will be there when our adult children need advice on executing the plans we’ve put in place.So glad it’s behind us and would recommend Cindy and her helpful staff.”

- Bonnie

Cindy and her company treat their clients like family. Nelson’s offers clear, direct, and honest guidance in planning for your families security and future. No one wants to actively sit down and make these decisions, but Nelson’s makes this process seamless. I was so impressed with their willingness to answer all questions big or small. So glad I made the decision have them help my mom and dad and now me. You can’t go wrong with Nelson’s Elder Care Law.

- Hope

The very best elder law attorney and staff anyone could ever ask for! I have referred a number of clients to Cindy and she never disappoints. She is kind, caring, and extremely thorough in making sure everything is completed as it should be. I highly recommend Cindy for anyone needing lawyer services; she truly goes above and beyond for every client she helps and has had a huge impact in so many peoples’ lives. Thank you, Cindy and staff, for everything that you do- I’m so glad to know you!

- Kerri

I heard Cindy’s presentation at a Senior Luncheon at my church, and was very impressed. She helped my daughter and me understand many aspects of elder law. Josh has also been very helpful in my planning to enter an independent living situation . I have told many friends about them.

- Charlotte

Cindy and the Nelson Elder Care Law team are trustworthy and helpful. They are the experts in elder care law. At Leaf Cremation, we entrust our families to the care of the Nelson team when their services are needed.

- Pierce