When discussing the costs of caring for the elderly, most of the debate about where they should live focuses on nursing home expenses. It is partly because they are extremely expensive to live in for an extended length of time, but also that the government often ends up paying for the stay.
Relatively little attention is given to the intermediate places seniors might live in, when they are no longer able to live at home on their own but not yet in need of nursing home care.
These assisted living facilities are also expensive, and there is a cheaper option as the Motley Fool discusses in “Is Cruise Ship Living a Cheaper Option for Seniors Than Assisted Living?”
The average cost of an assisted living facility is around $45,000 a year. As it turns out, seniors can live on a cruise ship, if they want, for approximately $10,000 less per year.
Cruise ships also have much of the same assistance available as assisted living facilities. The ships prepare meals and assist with laundry, for example.
This does not mean seniors should live on cruise ships instead of in assisted living facilities. It does mean, however, that seniors need to be very careful in scrutinizing assisted living facilities, so they know what they will have to pay and what services are included with the fees.
If a particular facility cannot offer better service than a cruise ship at an affordable price, then it would be a good idea to look for a different one.
Reference: Motley Fool (Oct. 3, 2017) “Is Cruise Ship Living a Cheaper Option for Seniors Than Assisted Living?“
I heard Cindy’s presentation at a Senior Luncheon at my church, and was very impressed. She helped my daughter and me understand many aspects of elder law. Josh has also been very helpful in my planning to enter an independent living situation . I have told many friends about them.
The very best elder law attorney and staff anyone could ever ask for! I have referred a number of clients to Cindy and she never disappoints. She is kind, caring, and extremely thorough in making sure everything is completed as it should be. I highly recommend Cindy for anyone needing lawyer services; she truly goes above and beyond for every client she helps and has had a huge impact in so many peoples’ lives. Thank you, Cindy and staff, for everything that you do- I’m so glad to know you!
Cindy and the Nelson Elder Care Law team are trustworthy and helpful. They are the experts in elder care law. At Leaf Cremation, we entrust our families to the care of the Nelson team when their services are needed.
Josh Nelson, and his staff, have been amazingly helpful to our family. The ins and outs of nursing homes, the rules and regulations that govern Medicare and Medicaid are daunting and the folks at Nelson Elder Care Law have been informative, responsive, and above all, empathetic. I cannot emphasize enough how their service has taken a weight off of our shoulders especially during a world pandemic that has targeted nursing homes across our country. I highly recommend retaining Josh and his firm!
I had a simple legal question to them that I needed answered and they very helpful in giving me the information I needed. I highly recommend them and will reach out to them if I need more advice or assistance. Thank you for taking your time to just answer a couple of questions I had!