One of the most important decisions that seniors make is when to start taking Social Security benefits. The full retirement age for most people is 67, but that does not necessarily mean that everyone should wait to start benefits until then.
Americans born after 1960 achieve full retirement age at 67. That is when a person can get the full monthly Social Security benefit and, as a result, many people plan to retire at that age. However, there are reasons that people might want to reconsider those plans as the Wills, Trusts & Estates Prof Blog discusses in “Considerations To Keep In Mind For Taking Social Security At 67.”
Things to keep in mind when considering your own retirement age include:
If you are confused about when to start taking Social Security benefits, then speak to an elder law attorney and a Certified Financial Planner® practitioner. There is no best option for everyone, so get personalized advice for your own circumstances.
Reference: Wills, Trusts & Estates Prof Blog (Feb. 29, 2016) “Considerations To Keep In Mind For Taking Social Security At 67.”
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