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Social Security Benefits in Marietta

For most of our adult lives, we work to ensure that we can spend our senior years in comfort and stability. A major part of our financial solvency in later life is Social Security benefits. These can form a substantial portion of your monthly income.

It is important to understand that not every Social Security retirement plan is the same. Depending on your work history and when you choose to retire, these payments can differ significantly in amount. In addition, your birth year will also determine your eligibility for full benefits. Consulting with an elder law attorney about Social Security benefits in Marietta can provide you with greater insight into these payments and when retirement might be the right choice for you.

Age and Social Security Benefits

All Americans have the right to receive Social Security payments upon reaching an advanced age. However, people seeking to receive the maximum benefit amount will need to consider their current age and their birth year.

All people currently aged 67 years or more can immediately retire and receive full benefits. This applies regardless of their year of birth. For those born in 1957, the full retirement age is 66.6. People born before 1938 enjoy the greatest flexibility under these plans. They can demand full payments upon retirement as long as they are at least 65 years old. Talking with a Marietta lawyer could help you to better understand how your current age determines your eligibility for full Social Security benefits.

Not All Social Security Benefits are Alike

People often assume that only former workers can receive Social Security benefits. But in fact, even a worker’s spouse and children may be eligible to receive compensation.

The core Social Security benefit goes to retired workers. People are eligible to receive these payments once they reach the age of 62. Still, many people choose to keep working until age 70 to receive partial payments in addition to their normal wages.

Spousal benefits may also be the result of a worker’s long years on the job. Spouses who themselves have worked can receive Social Security benefits in the amount of either their earned payments or their spouse’s, whichever is larger.

Finally, both a worker’s spouse and children and may receive benefits if a worker passes away. Here, a spouse can receive a one-time payment, and children can receive continuing benefits up until they reach 18 years of age. Speaking with an attorney in Marietta can help you to better understand how Social Security benefits work and who may stand to receive payments.

Get in Touch with a Marietta Attorney to Discuss Social Security Benefits

Effective financial planning should take Social Security benefits into account. For workers, this means determining when you will reach the maximum benefit retirement age and whether retiring early makes sense for you. For spouses, it means evaluating current potential payments and agreeing with a spouse about your retirement ages.

Working with an attorney can be the first step in the right direction. They can provide more information about Social Security benefits in Marietta, when they will have their maximum effect, and who stands to collect payments. Reach out now to get started.

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“On the threshold of retirement, we finally decided to quit thinking we could self-prepare the requisite documents. We had previously had only a very simple will. We needed the necessary legal (including updated will) & health care docs but didn’t want to deal with the time & complication of legalese. Cindy made the process relatively painless. She took the time to explain and answer questions without trying to upsell services. We were done in 2 meetings plus the reading of emailed drafts. In addition to preparing the documents, Nelson Eldercare will be there when our adult children need advice on executing the plans we’ve put in place.So glad it’s behind us and would recommend Cindy and her helpful staff.”

- Bonnie

Cindy and her company treat their clients like family. Nelson’s offers clear, direct, and honest guidance in planning for your families security and future. No one wants to actively sit down and make these decisions, but Nelson’s makes this process seamless. I was so impressed with their willingness to answer all questions big or small. So glad I made the decision have them help my mom and dad and now me. You can’t go wrong with Nelson’s Elder Care Law.

- Hope

The very best elder law attorney and staff anyone could ever ask for! I have referred a number of clients to Cindy and she never disappoints. She is kind, caring, and extremely thorough in making sure everything is completed as it should be. I highly recommend Cindy for anyone needing lawyer services; she truly goes above and beyond for every client she helps and has had a huge impact in so many peoples’ lives. Thank you, Cindy and staff, for everything that you do- I’m so glad to know you!

- Kerri

I heard Cindy’s presentation at a Senior Luncheon at my church, and was very impressed. She helped my daughter and me understand many aspects of elder law. Josh has also been very helpful in my planning to enter an independent living situation . I have told many friends about them.

- Charlotte

Cindy and the Nelson Elder Care Law team are trustworthy and helpful. They are the experts in elder care law. At Leaf Cremation, we entrust our families to the care of the Nelson team when their services are needed.

- Pierce